Florida Files

Officeholders

Sheila Cummings

2023 Form 6 · annual filing (Commission on Ethics) · received 2024-06-30 · 4 pages (text)

Net worth$320,000
Income listed$98,432
Real estate$240,0002 properties
Debts listed$0
Worth a look0

Where listed income comes from

  • Insurance 67% $66,267 · NATIONWIDE INSURANCE
  • Government & public payroll 33% $32,165 · BRADFORD COUNTY SCHOOL

Worth a look 0

Nothing stood out under the current rules.

Context 4

Context Unusual reporting

“RETIREMENT” ($290,000) doesn't name the institution

Intangible assets should name the entity they relate to.

What to check
  • Which bank, company or fund is this?

Rule: Asset without a named institution
“Do not list simply "stocks and bonds" or "bank accounts."”2023 Form 6 instructions, Assets (quote not found in this year's instructions) · how this rule works

Context Unusual reporting

“BANK ACCOUNTS” ($43,000) doesn't name the institution

Intangible assets should name the entity they relate to.

What to check
  • Which bank, company or fund is this?

Rule: Asset without a named institution
“Do not list simply "stocks and bonds" or "bank accounts."”2023 Form 6 instructions, Assets (quote not found in this year's instructions) · how this rule works

Context Unusual reporting

Net worth $320,000; listed items add up to $659,772

Reported net worth: $320,000. Household goods + listed assets − listed liabilities = $659,772. A difference is normal: net worth also counts assets and debts that aren't listed individually (items under $1,000, credit cards, taxes), and the instructions say subtracting listed liabilities from listed assets won't give an accurate figure in most cases.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2023 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

67% of listed income ($66,267) comes from NATIONWIDE INSURANCE

Listed income totals $98,432 from 2 sources. The largest is classed as insurance.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2023 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Their campaign

Other filings by Sheila Cummings

FilingReceivedNet worthItems
2025 Form 6 — annual (Commission on Ethics)2026-06-07$425,000
2024 Form 6 — annual (Commission on Ethics)2025-06-28$395,000
2022 Form 6 — annual (Commission on Ethics)2023-06-30$290,000

Campaign money

2026 campaign for School Board

Raised
$0 from 0 contributions

From the Division of Elections campaign finance database, retrieved 2026-10-10. Loans and interest aren't counted as raised. Search the records by candidate name · How this is counted

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $611,772 listed

DescriptionValue

Liabilities over $1,000 $0 listed

Reported as “N/A”.

Joint and several liabilities not reported above

Reported as “N/A”.

Income $98,432 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-11T04:40:20+00:00
SHA-256
519bfd7f850d955e45db2d28d029d78569ecef47bf15a2907c69d61d0a074db2
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence