Florida Files

Officeholders

Sheila Cummings

2024 Form 6 · annual filing (Commission on Ethics) · received 2025-06-28 · 4 pages (text)

Net worth$395,000
Income listed$101,202
Real estate$291,5002 properties
Debts listed$0
Worth a look0

Where listed income comes from

  • Insurance 68% $68,403 · NATIONWIDE INSURANCE
  • Government & public payroll 32% $32,799 · BRADFORD COUNTY SCHOOL

Worth a look 0

Nothing stood out under the current rules.

Context 4

Context Unusual reporting

“RETIREMENT” ($375,000) doesn't name the institution

Intangible assets should name the entity they relate to.

What to check
  • Which bank, company or fund is this?

Rule: Asset without a named institution
“Do not list simply "stocks and bonds" or "bank accounts."”2024 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

“BANK ACCOUNTS” ($46,000) doesn't name the institution

Intangible assets should name the entity they relate to.

What to check
  • Which bank, company or fund is this?

Rule: Asset without a named institution
“Do not list simply "stocks and bonds" or "bank accounts."”2024 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Net worth $395,000; listed items add up to $834,371

Reported net worth: $395,000. Household goods + listed assets − listed liabilities = $834,371. A difference is normal: net worth also counts assets and debts that aren't listed individually (items under $1,000, credit cards, taxes), and the instructions say subtracting listed liabilities from listed assets won't give an accurate figure in most cases.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2024 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

68% of listed income ($68,403) comes from NATIONWIDE INSURANCE

Listed income totals $101,202 from 2 sources. The largest is classed as insurance.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2024 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Their campaign

Other filings by Sheila Cummings

FilingReceivedNet worthItems
2025 Form 6 — annual (Commission on Ethics)2026-06-07$425,000

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $759,371 listed

DescriptionValue

Liabilities over $1,000 $0 listed

Reported as “N/A”.

Joint and several liabilities not reported above

Reported as “N/A”.

Income $101,202 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-08T13:11:00+00:00
SHA-256
a88ef6003afb71e17b2ce04d89b2485bf04886c2dce445fdcb33cc6f510ca881
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence