Florida Files

Clerk of the Circuit Court, Gulf County

James "Matt" Terry

2025 Form 6 · annual filing (Commission on Ethics) · received 2026-06-11 · 4 pages (text)

Net worth$673,050
Income listed$105,339
Real estate$675,000
Debts listed$477,000
Worth a look1

Where listed income comes from

  • Government & public payroll 77% $81,339 · Gulf County Schools (KT), Gulf County School Board
  • Other / unclassified 23% $24,000 · Appraisal Group of North Florida

Worth a look 1

Worth a look Unusual reporting

Net worth rose from $13,000 (2024) to $673,050 (2025) — about 52×

This 2025 filing reports $673,050; the same person's 2024 filing reported $13,000, a change of $660,050 in 1 year. Listed income for 2025 was $105,339. Inheritances, home values and markets can move net worth a lot, so compare what's listed in each year to see where the change shows up.

What to check
  • Compare the assets listed in each filing: which items are new or much larger?
  • Does listed income explain the change?

Open the 2024 filing to compare →

Rule: Net worth changed sharply between filings
“Report your net worth as of”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context 6

Context Unusual reporting

Lists Truck, SUV separately from the $50,000 household-goods total

Personal vehicles, jewelry, art and furnishings can be reported in the household-goods lump sum or itemized. Net worth doesn't appear to count them twice.

What to check
  • No action needed unless the lump sum also includes these items.

Rule: Household items listed twice
“Describe, and state the value of, each asset you had on the reporting date you selected for your net worth, if the asset was worth more than $1,000 and if you have not already included that asset in the aggregate value of your household goods and personal effects.”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Lists 2 investment accounts ($200,000) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

All 7 asset values are round numbers

Every listed asset is valued in round thousands, which suggests estimates rather than statements or appraisals. That's allowed, but it makes the totals less precise.

What to check
  • Are bank or brokerage balances (which are exact) rounded too?

Rule: All values are round numbers

How this rule works

Context Unusual reporting

Net worth $673,050; listed items add up to $723,000

Reported net worth: $673,050. Household goods + listed assets − listed liabilities = $723,000. The difference matches the household goods, which the filer may have left out of net worth.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Most income is from government & public payroll (77%)

Sector is inferred from the names of income sources and the businesses they own.

What to check
  • Consider whether decisions in the office sought affect this industry.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2025 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Earns from 3 separate employers or businesses

Several distinct earned-income sources (excluding investments, retirement and Social Security).

What to check
  • Are any of these sources connected to each other or to the office sought?

Rule: Several earned-income sources

How this rule works

Where to look next

Some of what this filing reports stands out. These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Their campaign

Businesses they disclosed

Other filings by James "Matt" Terry

FilingReceivedNet worthItems
2024 Form 6 — annual (Commission on Ethics)2025-08-22$13,000

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $1,150,000 listed

DescriptionValue

Liabilities over $1,000 $477,000 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $105,339 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-07T23:15:10+00:00
SHA-256
1ae548b5b872b59f55704b1d2c4e0f333567ee2b5ca41f089dfba6efc6023204
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence