Florida Files

Officeholders

James "Matt" Terry

2024 Form 6 · annual filing (Commission on Ethics) · received 2025-08-22 · 4 pages (text)

Net worth$13,000
Income listed$90,000
Real estate$650,000
Debts listed$492,000
Worth a look0

Where listed income comes from

  • Government & public payroll 73% $66,000 · Gulf County Schools (KT), Gulf County School Board
  • Other / unclassified 27% $24,000 · Appraisal Group of North Florida

Worth a look 0

Nothing stood out under the current rules.

Context 5

Context Unusual reporting

Itemizes the $50,000 household-goods total

The household-goods lump sum ($50,000) is also broken down in the asset list (Ford Truck), and the items add up exactly to it — a breakdown, which is how many filers do it. Net worth doesn't appear to count them twice.

What to check
  • No action needed.

Rule: Household items listed twice
“Describe, and state the value of, each asset you had on the reporting date you selected for your net worth, if the asset was worth more than $1,000 and if you have not already included that asset in the aggregate value of your household goods and personal effects.”2024 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Lists 2 investment accounts ($195,000) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2024 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

All 6 asset values are round numbers

Every listed asset is valued in round thousands, which suggests estimates rather than statements or appraisals. That's allowed, but it makes the totals less precise.

What to check
  • Are bank or brokerage balances (which are exact) rounded too?

Rule: All values are round numbers

How this rule works

Context Unusual reporting

Net worth $13,000; listed items add up to $603,000

Reported net worth: $13,000. Household goods + listed assets − listed liabilities = $603,000 (after removing the items counted twice). A difference is normal: net worth also counts assets and debts that aren't listed individually (items under $1,000, credit cards, taxes), and the instructions say subtracting listed liabilities from listed assets won't give an accurate figure in most cases.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2024 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Earns from 3 separate employers or businesses

Several distinct earned-income sources (excluding investments, retirement and Social Security).

What to check
  • Are any of these sources connected to each other or to the office sought?

Rule: Several earned-income sources

How this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Their campaign

Businesses they disclosed

Other filings by James "Matt" Terry

FilingReceivedNet worthItems
2025 Form 6 — annual (Commission on Ethics)2026-06-11$673,0501

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $1,095,000 listed

DescriptionValue

Liabilities over $1,000 $492,000 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $90,000 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-08T14:53:48+00:00
SHA-256
1c84298c059a4319fd19ff5ed93d2a350446b52470867e5d3ff0655117ff1c17
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence