Florida Files

Officeholders

Cheryl Williams

2023 Form 6 · annual filing (Commission on Ethics) · received 2024-06-30 · 4 pages (text)

Net worth$389,800
Income listed$42,797
Real estate$210,0003 properties
Debts listed$58,000
Worth a look0

Where listed income comes from

  • Government & public payroll 69% $29,675 · Washington County School District
  • Other / unclassified 17% $7,259 · Altisource Solutions
  • Consulting, lobbying & public affairs 11% $4,763 · Hayes Consulting Services, LLC
  • Banking, mortgage & lending 3% $1,100 · Pinnacle Mortgage Corp

Worth a look 0

Nothing stood out under the current rules.

Context 6

Context Unusual reporting

Lists 1 investment account ($38,000) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2023 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

“401K” ($38,000) doesn't name the institution

Intangible assets should name the entity they relate to.

What to check
  • Which bank, company or fund is this?

Rule: Asset without a named institution
“Do not list simply "stocks and bonds" or "bank accounts."”2023 Form 6 instructions, Assets (quote not found in this year's instructions) · how this rule works

Context Unusual reporting

Net worth $389,800; listed items add up to $389,800

Reported net worth: $389,800. Household goods + listed assets − listed liabilities = $389,800. They roughly agree.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2023 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

69% of listed income ($29,675) comes from Washington County School District

Listed income totals $42,797 from 4 sources. The largest is classed as government & public payroll.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2023 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Earns from 4 separate employers or businesses

Several distinct earned-income sources (excluding investments, retirement and Social Security).

What to check
  • Are any of these sources connected to each other or to the office sought?

Rule: Several earned-income sources

How this rule works

Context Wealth & holdings

Real estate worth $210,000 across 3 properties (54% of net worth)

Real estate holdings, as listed.

What to check
  • Look the parcels up with the county property appraiser: land use (vacant or improved), assessed value and when they were bought.
  • Check whether any listed liability is a mortgage on these properties.

Rule: Real estate holdings
“Real property: Identify by providing the street address of the property.”2023 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Their campaign

Businesses they disclosed

Other filings by Cheryl Williams

FilingReceivedNet worthItems
2025 Form 6 — annual (Commission on Ethics)2026-06-09$440,558
2024 Form 6 — annual (Commission on Ethics)2025-06-30$434,900
2022 Form 6 — annual (Commission on Ethics)2023-06-30$384,100

Campaign money

2026 campaign for School Board

Raised
$0 from 0 contributions

From the Division of Elections campaign finance database, retrieved 2026-10-10. Loans and interest aren't counted as raised. Search the records by candidate name · How this is counted

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $437,800 listed

DescriptionValue

Liabilities over $1,000 $58,000 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $42,797 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

Reported as “N/A”.

Companies on the state register

Companies this filing names, as the Division of Corporations lists them. Their role is shown when the filer is an officer or registered agent. A company matched by name only is shown just when it's active. How these are matched

CompanyNamed asState recordTheir role
PINNACLE MORTGAGE CORPORATION
2 companies share this name
Income sourceActive
formed 2018 · last annual report 2026
matched by name
HAYES CONSULTING SERVICES, LLCIncome sourceActive
formed 2010 · last annual report 2026
matched by name

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-11T06:49:24+00:00
SHA-256
37608d2d014fc93ca2bc5140d5e51a0d9f1a33ab9ac1cbdf18608f4ed3cb555f
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence