Florida Files

Officeholders

Dan Kowal

2023 Form 6 · annual filing (Commission on Ethics) · received 2024-06-27 · 4 pages (text)

Net worth$1,176,000
Income listed$153,000
Real estate$915,0004 properties
Debts listed$0
Worth a look0

Where listed income comes from

  • Government & public payroll 67% $103,000 · Collier County BCC
  • Investments & retirement 33% $50,000 · FRS LEO pension

Worth a look 0

Nothing stood out under the current rules.

Context 5

Context Unusual reporting

All 4 asset values are round numbers

Every listed asset is valued in round thousands, which suggests estimates rather than statements or appraisals. That's allowed, but it makes the totals less precise.

What to check
  • Are bank or brokerage balances (which are exact) rounded too?

Rule: All values are round numbers

How this rule works

Context Unusual reporting

Net worth $1,176,000; listed items add up to $1,023,998

Reported net worth: $1,176,000. Household goods + listed assets − listed liabilities = $1,023,998. A difference is normal: net worth also counts assets and debts that aren't listed individually (items under $1,000, credit cards, taxes), and the instructions say subtracting listed liabilities from listed assets won't give an accurate figure in most cases.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2023 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

67% of listed income ($103,000) comes from Collier County BCC

Listed income totals $153,000 from 2 sources. The largest is classed as government & public payroll.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2023 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Reports a net worth of $1,176,000 — a millionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2023 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Real estate worth $915,000 across 4 properties (78% of net worth)

Real estate holdings, as listed.

What to check
  • Look the parcels up with the county property appraiser: land use (vacant or improved), assessed value and when they were bought.
  • Check whether any listed liability is a mortgage on these properties.

Rule: Real estate holdings
“Real property: Identify by providing the street address of the property.”2023 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Other filings by Dan Kowal

FilingReceivedNet worthItems
2025 Form 6 — annual (Commission on Ethics)2026-05-29$1,609,5781
2024 Form 6 — annual (Commission on Ethics)2025-06-30$711,067
2022 Form 6 — annual (Commission on Ethics)2023-07-03$1,242,093

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $915,000 listed

DescriptionValue

Liabilities over $1,000 $0 listed

Reported as “N/A”.

Joint and several liabilities not reported above

Reported as “N/A”.

Income $153,000 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-11T06:53:26+00:00
SHA-256
c35a9efa9e2649b2cda2ccbb0d0d1265540607b5b78ca0eee2561fd9d7cc3fa3
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence