Florida Files

Officeholders

James E. Boyd

2024 Form 6 · annual filing (Commission on Ethics) · received 2025-06-30 · 9 pages (text)

Net worth$16,146,966
Income listed$1,145,470
Real estate$3,950,0002 properties
Debts listed$1,350,000
Worth a look1

Where listed income comes from

  • Insurance 97% $1,110,773 · Boyd Insurance, Sunz Insurance
  • Other / unclassified 3% $34,697 · The Boyd Group, State of FL

Worth a look 1

Worth a look Income & business ties

No major clients listed for Boyd Insurance & Investment Services, Inc., which paid them $1,100,773

Owners of more than 5% of a business who received more than $1,000 from it must list the business's customers or clients that provided more than 10% of its gross income. The secondary income section is empty or N/A. That's correct only if no single customer exceeded 10% — the form doesn't say.

What to check
  • For a small or one-person business, it is unusual for no client to exceed 10% of revenue.
  • Check the business's public contracts or listings for major clients.

Rule: Business owner with no major clients listed
“If your ownership and gross income exceeded the two thresholds listed above, then for that business entity you must list every source of income to the business entity which exceeded 10% of the business entity's gross income”2024 Form 6 instructions, Income — Secondary Sources ✓ quoted from the saved instructions · how this rule works

Context 9

Context Unusual reporting

Lists 1 investment account ($25,000) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2024 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Net worth $16,146,966; listed items add up to $16,146,996

Reported net worth: $16,146,966. Household goods + listed assets − listed liabilities = $16,146,996. They roughly agree. 1 listed item(s) have no amount, so the comparison is incomplete.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2024 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Missing or incomplete

Assets itemized in an attachment on pages 7–9

The form says “see attached” for 1 entry, and this copy includes the attachment (pages 7–9).

What to check
  • Open the attachment page to see the individual holdings behind each total.
Rule: Itemized in an attachment
“A filer may include and submit attachments or other supporting documentation when filing”2024 Form 6 instructions, Attachments ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

96% of listed income ($1,100,773) comes from Boyd Insurance

Listed income totals $1,145,470 from 4 sources. The largest is classed as insurance.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2024 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Most income is from insurance (97%)

Sector is inferred from the names of income sources and the businesses they own.

What to check
  • Consider whether decisions in the office sought affect this industry.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2024 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Earns from 4 separate employers or businesses

Several distinct earned-income sources (excluding investments, retirement and Social Security).

What to check
  • Are any of these sources connected to each other or to the office sought?

Rule: Several earned-income sources

How this rule works

Context Wealth & holdings

Reports a net worth of $16,146,966 — a multimillionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2024 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Real estate worth $3,950,000 across 2 properties (24% of net worth)

Real estate holdings, as listed.

What to check
  • Look the parcels up with the county property appraiser: land use (vacant or improved), assessed value and when they were bought.
  • Check whether any listed liability is a mortgage on these properties.

Rule: Real estate holdings
“Real property: Identify by providing the street address of the property.”2024 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Lists 1 business under “Interests in Specified Businesses” and owns more than 5% of it

Listed under “Interests in Specified Businesses”: Boyd Insurance & Investment Services, Inc.. That section covers banks, insurers, mortgage and small-loan companies, utilities, alcohol licensees, pari-mutuels and holders of city or county franchises — industries where officials' interests are disclosed separately.

What to check
  • Check whether the office sought oversees or contracts with these industries.
  • Look the businesses up on Sunbiz for officers and registered agents.

Rule: Stakes in closely regulated businesses
“The types of businesses covered in this section include: state and federally chartered banks”2024 Form 6 instructions, Interests in Specified Businesses ✓ quoted from the saved instructions · how this rule works

Where to look next

Some of what this filing reports stands out. These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Businesses they disclosed

Other filings by James E. Boyd

FilingReceivedNet worthItems
2025 Form 6 — annual (Commission on Ethics)2026-05-19$21,654,5421

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $17,221,996 listed

DescriptionValue

Liabilities over $1,000 $1,350,000 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $1,145,470 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

#1 Name
Address
Activity
Position
Owns > 5%
Nature of ownership

Signature

Signed by
—
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-08T13:03:13+00:00
SHA-256
8dc4cd15d6ac9c8e58403c36c51d2c6e0d369d48094f32443e5cb1adf7257e7f
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6 · p5 form6 · p6 form6 · p7 attachment · p8 attachment · p9 other
Extraction
parser v0.5.2; 0 value(s) below 80% confidence