Florida Files

Officeholders

Joel G Flores

2025 Form 6 · annual filing (Commission on Ethics) · received 2026-06-17 · 6 pages (text)

Net worth$345,092
Income listed$203,728
Real estate$0
Debts listed$831,970
Worth a look1

Where listed income comes from

  • Government & public payroll 56% $113,608 · Palm Beach County Commissioner, District 3
  • Banking, mortgage & lending 25% $50,120 · Anchor Bank
  • Investments & retirement 15% $30,000 · VA Pension
  • Real estate 5% $10,000 · Hacienda Las Flores LLC

Worth a look 1

Worth a look Income & business ties

No major clients listed for Hacienda Las Flores LLC, which paid them $10,000

Owners of more than 5% of a business who received more than $1,000 from it must list the business's customers or clients that provided more than 10% of its gross income. The secondary income section is empty or N/A. That's correct only if no single customer exceeded 10% — the form doesn't say.

What to check
  • For a small or one-person business, it is unusual for no client to exceed 10% of revenue.
  • Check the business's public contracts or listings for major clients.

Rule: Business owner with no major clients listed
“If your ownership and gross income exceeded the two thresholds listed above, then for that business entity you must list every source of income to the business entity which exceeded 10% of the business entity's gross income”2025 Form 6 instructions, Income — Secondary Sources ✓ quoted from the saved instructions · how this rule works

Context 5

Context Unusual reporting

Lists Vehicle, Vehicle separately from the $345,092 household-goods total

Personal vehicles, jewelry, art and furnishings can be reported in the household-goods lump sum or itemized. Net worth doesn't appear to count them twice.

What to check
  • No action needed unless the lump sum also includes these items.

Rule: Household items listed twice
“Describe, and state the value of, each asset you had on the reporting date you selected for your net worth, if the asset was worth more than $1,000 and if you have not already included that asset in the aggregate value of your household goods and personal effects.”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Lists 2 investment accounts ($17,000) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Net worth $345,092; listed items add up to -$141,787

Reported net worth: $345,092. Household goods + listed assets − listed liabilities = -$141,787. Net worth roughly equals the listed assets before debts — the debts may not have been subtracted.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Earns from 3 separate employers or businesses

Several distinct earned-income sources (excluding investments, retirement and Social Security).

What to check
  • Are any of these sources connected to each other or to the office sought?

Rule: Several earned-income sources

How this rule works

Context Wealth & holdings

Lists 1 business under “Interests in Specified Businesses” and owns more than 5% of it

Listed under “Interests in Specified Businesses”: Hacienda Las Flores LLC. That section covers banks, insurers, mortgage and small-loan companies, utilities, alcohol licensees, pari-mutuels and holders of city or county franchises — industries where officials' interests are disclosed separately.

What to check
  • Check whether the office sought oversees or contracts with these industries.
  • Look the businesses up on Sunbiz for officers and registered agents.

Rule: Stakes in closely regulated businesses
“The types of businesses covered in this section include: state and federally chartered banks”2025 Form 6 instructions, Interests in Specified Businesses ✓ quoted from the saved instructions · how this rule works

Where to look next

Some of what this filing reports stands out. These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Businesses they disclosed

Other filings by Joel G Flores

FilingReceivedNet worthItems
2024 Form 6 — annual (Commission on Ethics)2025-08-29$322,3501
2024 Form 6F — annual (Commission on Ethics)2024-05-31$150,860

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $345,092 listed

DescriptionValue

Liabilities over $1,000 $831,970 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $203,728 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

#1 Name
Address
Activity
Position
Owns > 5%
Nature of ownership

Signature

Signed by
—
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-07T22:08:35+00:00
SHA-256
696622e45ce40e225554d0f3bfc4116a4dbb309d6960768e6d33f0754fdb7c4b
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6 · p5 form6 · p6 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence