Florida Files

State Representative, District 91

Luis Garcia

2025 Form 6 · annual filing (Commission on Ethics) · received 2026-08-01 · 5 pages (text)

Net worth$1,308,744
Income listed$176,044
Real estate$1,397,0003 properties
Debts listed$586,456
Worth a look0

Where listed income comes from

  • Investments & retirement 80% $140,125 · Florida Retirement System
  • Law 20% $35,919 · Luis Garcia Mediation LLC

Worth a look 0

Nothing stood out under the current rules.

Context 5

Context Unusual reporting

Lists 3 investment accounts ($637,209) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Net worth $1,308,744; listed items add up to $1,608,744

Reported net worth: $1,308,744. Household goods + listed assets − listed liabilities = $1,608,744. A difference is normal: net worth also counts assets and debts that aren't listed individually (items under $1,000, credit cards, taxes), and the instructions say subtracting listed liabilities from listed assets won't give an accurate figure in most cases.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

80% of listed income ($140,125) comes from Florida Retirement System

Listed income totals $176,044 from 2 sources. The largest is classed as investments & retirement.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2025 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Reports a net worth of $1,308,744 — a millionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Real estate worth $1,397,000 across 3 properties (107% of net worth)

Real estate holdings, as listed.

What to check
  • Look the parcels up with the county property appraiser: land use (vacant or improved), assessed value and when they were bought.
  • Check whether any listed liability is a mortgage on these properties.

Rule: Real estate holdings
“Real property: Identify by providing the street address of the property.”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Their campaign

Businesses they disclosed

Other filings by Luis Garcia

FilingReceivedNet worthItems
2025 Form 6 — qualifying copy2026-06-03—
2024 Form 6 — annual (Commission on Ethics)2025-06-07$1,013,240

Qualifying copies and annual Commission filings are matched to each other by name.

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $2,060,200 listed

DescriptionValue

Liabilities over $1,000 $586,456 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $176,044 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-07T19:07:10+00:00
SHA-256
909194a7c8f9756838280c01fdda3ef2702c9fffa122eea46e6460e8bc93f127
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6 · p5 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence

Other documents in the qualifying packet

  • 04/10/26 — Candidate Appt of Campaign Treasurer (not downloaded)
  • 04/10/26 — Statement of Candidate (not downloaded)
  • 04/10/26 — Pin/Password Reset Request (not downloaded)
  • 04/13/26 — Acknowledgment Letter (not downloaded)
  • 06/03/26 — Check (not downloaded)
  • 06/03/26 — State Partisan Candidate Oath - Party Affiliated (not downloaded)
  • 06/03/26 — Financial Disclosure PDF (3p)
  • 06/04/26 — Check (not downloaded)
  • 06/05/26 — Miscellaneous (not downloaded)
  • 06/11/26 — Audit Letter (not downloaded)
  • 07/28/26 — Audit Letter (not downloaded)