Florida Files

Officeholders

Marlene Alicia Fernandez-Karavetsos

2025 Form 6 · annual filing (Commission on Ethics) · received 2026-06-30 · 5 pages (text)

Net worth$6,470,713
Income listed$198,341
Real estate$4,350,000
Debts listed$2,300,000
Worth a look0

Where listed income comes from

  • Other / unclassified 96% $191,163 · W2 Income
  • Investments & retirement 4% $7,178 · Interest Income, Dividend & Interest Income Schwab Joint Account

Worth a look 0

Nothing stood out under the current rules.

Context 6

Context Unusual reporting

Itemizes the $150,000 household-goods total

The household-goods lump sum ($150,000) is also broken down in the asset list (Furniture, Jewelry), and the items add up exactly to it — a breakdown, which is how many filers do it. Net worth doesn't appear to count them twice.

What to check
  • No action needed.

Rule: Household items listed twice
“Describe, and state the value of, each asset you had on the reporting date you selected for your net worth, if the asset was worth more than $1,000 and if you have not already included that asset in the aggregate value of your household goods and personal effects.”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Lists 1 investment account ($7,716) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Net worth $6,470,713; listed items add up to $3,709,018

Reported net worth: $6,470,713. Household goods + listed assets − listed liabilities = $3,709,018 (after removing the items counted twice). Net worth roughly equals the listed assets before debts — the debts may not have been subtracted.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

96% of listed income ($191,163) comes from W2 Income

Listed income totals $198,341 from 3 sources. The largest is classed as other / unclassified.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2025 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Reports a net worth of $6,470,713 — a multimillionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Real estate worth $4,350,000 (67% of net worth)

Real estate holdings, as listed.

What to check
  • Look the parcels up with the county property appraiser: land use (vacant or improved), assessed value and when they were bought.
  • Check whether any listed liability is a mortgage on these properties.

Rule: Real estate holdings
“Real property: Identify by providing the street address of the property.”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Other filings by Marlene Alicia Fernandez-Karavetsos

FilingReceivedNet worthItems
2024 Form 6 — annual (Commission on Ethics)2025-06-27$5,008,720

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $6,009,018 listed

DescriptionValue

Liabilities over $1,000 $2,300,000 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $198,341 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-07T22:26:14+00:00
SHA-256
bd07ba83214fdd7a8cf5f8025d3a963d13067ff68dcca7ed0f22027a93b27f51
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6 · p5 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence