Florida Files

Officeholders

Ann Melinda Craggs

2025 Form 6 · annual filing (Commission on Ethics) · received 2026-05-12 · 5 pages (text)

Net worth$6,250,706
Income listed$383,628
Real estate$375,000
Debts listed$293,157
Worth a look2

Where listed income comes from

  • Government & public payroll 51% $196,707 · State of Florida
  • Other / unclassified 36% $137,709 · Successor Trustee Fee (Starnes Trust)
  • Investments & retirement 12% $46,851 · Distribution from Beneficiary IRA (Truist), SouthTrust Interest Income (checking, money market, CD), Northwestern Mutual Interest Income
  • Real estate 1% $2,362 · {REDACTED} (vacant land rent)

Worth a look 2

Worth a look Unusual reporting

Net worth rose from $1,362,400 (2024) to $6,250,706 (2025) — 4.6×

This 2025 filing reports $6,250,706; the same person's 2024 filing reported $1,362,400, a change of $4,888,306 in 1 year. Listed income for 2025 was $383,628. Inheritances, home values and markets can move net worth a lot, so compare what's listed in each year to see where the change shows up.

What to check
  • Compare the assets listed in each filing: which items are new or much larger?
  • Does listed income explain the change?

Open the 2024 filing to compare →

Rule: Net worth changed sharply between filings
“Report your net worth as of”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Worth a look Unusual reporting

1 entry is withheld entirely ($365,000, 6% of net worth)

In the public copy, the whole description of 1 asset entry is redacted, so the public can't tell what it is. Partial redactions (an account number, or an exempt official's home address next to a named item) are common; this is the whole entry.

What to check
  • Compare with the filer's other filings, which may describe the same items.
  • The Commission on Ethics holds the unredacted filing.

Rule: Entries withheld entirely
“Describe, and state the value of, each asset you had on the reporting date”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context 4

Context Unusual reporting

Lists 3 investment accounts ($647,842) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Net worth $6,250,706; listed items add up to $6,283,315

Reported net worth: $6,250,706. Household goods + listed assets − listed liabilities = $6,283,315. They roughly agree.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Earns from 3 separate employers or businesses

Several distinct earned-income sources (excluding investments, retirement and Social Security).

What to check
  • Are any of these sources connected to each other or to the office sought?

Rule: Several earned-income sources

How this rule works

Context Wealth & holdings

Reports a net worth of $6,250,706 — a multimillionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Where to look next

Some of what this filing reports stands out. These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Other filings by Ann Melinda Craggs

FilingReceivedNet worthItems
2024 Form 6X — annual (Commission on Ethics)2025-05-30$1,362,400
2024 Form 6 — annual (Commission on Ethics) · amended later2025-05-20$1,362,400

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $6,505,013 listed

DescriptionValue

Liabilities over $1,000 $293,157 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $383,628 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-07T20:29:20+00:00
SHA-256
248a410c66f34b3e5bf9bfb0739be6bbb004c731cdcac377ef7e244f71f2757d
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6 · p5 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence