Florida Files

Officeholders

James Jay E Gardner Jr

2025 Form 6 · annual filing (Commission on Ethics) · received 2026-06-24 · 6 pages (text)

Net worth$6,385,800
Income listed$215,100
Real estate$4,553,6005 properties
Debts listed$357,500
Worth a look0

Where listed income comes from

  • Government & public payroll 73% $156,900 · Flagler County Property Appraiser
  • Investments & retirement 21% $45,100 · SPDR S&P 500 ETF (Stock Dividend), Vanguard Growth Index (Stock Dividend), Blackrock Liquidity Funds (Stock Dividend), Federated Hermes MDT(Capital Gains), Virtus Silvant Focused Growth(Capital Gains), Merrill Cash Account(Interest), Energy Transfer LP(Ptnrshp Dividend)
  • Banking, mortgage & lending 6% $13,100 · Intracoastal Bank, Bank of America

Worth a look 0

Nothing stood out under the current rules.

Context 6

Context Unusual reporting

Net worth $6,385,800; listed items add up to $6,385,800

Reported net worth: $6,385,800. Household goods + listed assets − listed liabilities = $6,385,800. They roughly agree. 1 listed item(s) have no amount, so the comparison is incomplete.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Missing or incomplete

$147,100 of assets itemized in an attachment on page 6 — each entry is accounted for there

The form says “see attached” for 1 entry, and this copy includes the attachment (page 6). 457B, See Attached — $147,100: matches “Total $147,105.08” (page 6) — within $5, likely rounding.

What to check
  • Open the attachment page to see the individual holdings behind each total.

Rule: Itemized in an attachment
“A filer may include and submit attachments or other supporting documentation when filing”2025 Form 6 instructions, Attachments ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

73% of listed income ($156,900) comes from Flagler County Property Appraiser

Listed income totals $215,100 from 10 sources. The largest is classed as government & public payroll.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2025 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Earns from 3 separate employers or businesses

Several distinct earned-income sources (excluding investments, retirement and Social Security).

What to check
  • Are any of these sources connected to each other or to the office sought?

Rule: Several earned-income sources

How this rule works

Context Wealth & holdings

Reports a net worth of $6,385,800 — a multimillionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Real estate worth $4,553,600 across 5 properties (71% of net worth)

Real estate holdings, as listed.

What to check
  • Look the parcels up with the county property appraiser: land use (vacant or improved), assessed value and when they were bought.
  • Check whether any listed liability is a mortgage on these properties.

Rule: Real estate holdings
“Real property: Identify by providing the street address of the property.”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Businesses they disclosed

Other filings by James Jay E Gardner Jr

FilingReceivedNet worthItems
2024 Form 6 — annual (Commission on Ethics)2025-06-23$5,596,000

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $6,393,300 listed

DescriptionValue

Liabilities over $1,000 $357,500 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $215,100 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-07T19:29:21+00:00
SHA-256
f1998657d7ea837d7e5712c0ef4909038ffd661c934d757219a5ed8d80a084da
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6 · p5 form6 · p6 attachment
Extraction
parser v0.5.2; 0 value(s) below 80% confidence