Florida Files

Officeholders

Michelle L. Naberhaus

2025 Form 6 · annual filing (Commission on Ethics) · received 2026-06-30 · 4 pages (text)

Net worth$2,579,981
Income listed$198,867
Real estate$3,000,000
Debts listed$909,591
Worth a look0

Where listed income comes from

  • Government & public payroll 100% $198,867 · State of Florida, Chief Financial Officer

Worth a look 0

Nothing stood out under the current rules.

Context 4

Context Unusual reporting

Net worth $2,579,981; listed items add up to $2,579,981

Reported net worth: $2,579,981. Household goods + listed assets − listed liabilities = $2,579,981. They roughly agree.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

100% of listed income ($198,867) comes from State of Florida, Chief Financial Officer

Listed income totals $198,867 from 1 source. The largest is classed as government & public payroll.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2025 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Reports a net worth of $2,579,981 — a millionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2025 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Real estate worth $3,000,000 (116% of net worth)

Real estate holdings, as listed.

What to check
  • Look the parcels up with the county property appraiser: land use (vacant or improved), assessed value and when they were bought.
  • Check whether any listed liability is a mortgage on these properties.

Rule: Real estate holdings
“Real property: Identify by providing the street address of the property.”2025 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Other filings by Michelle L. Naberhaus

FilingReceivedNet worthItems
2024 Form 6 — annual (Commission on Ethics)2025-06-30$2,524,849

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $3,329,572 listed

DescriptionValue

Liabilities over $1,000 $909,591 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $198,867 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

Reported as “N/A”.

Signature

Signed by
—
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-07T20:37:15+00:00
SHA-256
23a71fe19e3914003bf5c002e3841ac0587591b82489a91e6a415b2e0d435cd7
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence