Florida Files

Officeholders

Kristian B Chapman

2023 Form 6X · annual filing (Commission on Ethics) · received 2024-06-28 · 4 pages (text)

Amendment. It restates net worth. Assets, liabilities, joint and several liabilities, income, secondary sources of income and interests in specified businesses weren't amended, so they're shown as originally filed in the Form 6 received 2024-06-28; click those values to open it.

Net worth$8,164,761
Income listed$125,000
Real estate$900,0002 properties
Debts listed$409,000
Worth a look0

Where listed income comes from

  • Other / unclassified 100% $125,000 · First Service Corporation of Panama City Inc

Worth a look 0

Nothing stood out under the current rules.

Context 5

Context Unusual reporting

Lists 1 investment account ($50,000) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2023 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Net worth $8,164,761; listed items add up to $8,455,761

Reported net worth: $8,164,761. Household goods + listed assets − listed liabilities = $8,455,761. They roughly agree.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2023 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

100% of listed income ($125,000) comes from First Service Corporation of Panama City Inc

Listed income totals $125,000 from 1 source. The largest is classed as other / unclassified.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2023 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Reports a net worth of $8,164,761 — a multimillionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2023 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Lists 1 business under “Interests in Specified Businesses” and owns more than 5% of it

Listed under “Interests in Specified Businesses”: Peoples First Insurance LLC. That section covers banks, insurers, mortgage and small-loan companies, utilities, alcohol licensees, pari-mutuels and holders of city or county franchises — industries where officials' interests are disclosed separately.

What to check
  • Check whether the office sought oversees or contracts with these industries.
  • Look the businesses up on Sunbiz for officers and registered agents.

Rule: Stakes in closely regulated businesses
“The types of businesses covered in this section include: state and federally chartered banks”2023 Form 6 instructions, Interests in Specified Businesses ✓ quoted from the saved instructions · how this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Businesses they disclosed

Other filings by Kristian B Chapman

FilingReceivedNet worthItems
2023 Form 6 — annual (Commission on Ethics) · amended later2024-06-28$81,6481

Net worth

Net worth
As of
Household goods (lump sum)
$700,000

Assets over $1,000 $8,164,761 listed

DescriptionValue
Personal Residence$700,000
Personal Property$200,000
Stock Peoples First Properties LLC 25%$34,060
Cash$505,457
Chapman Holdings LP .05$3,895
Peoples First Insurance LLC 25%$1,250,000
Royal American Real Estate Inc 25%$1,500,000
Royal American Title LLC 25%$250,000
Common Holdings LLC 25%$200,000
Choctow Investors LLC 25%$200,000
Kristianna Properties LLC 50%$100,000
2021 Kristian B Chapman Trust$2,386,377
Kristian B Chapman Trust 1979$573,972
Cash Surrender Value Life Insurance KBC Trust 1998$211,000
Roth IRA$50,000

Liabilities over $1,000 $409,000 listed

CreditorAddressAmount
Flagstar Bank5151 Corporate Drive, Troy, MI 48098$409,000

Joint and several liabilities not reported above

Reported as “N/A”.

Income $125,000 listed

Elected to attach federal tax return instead: No

Primary sources

SourceAddressAmount
First Service Corporation of Panama City Inc1022 W 23rd Street Panama City Florida 32405$125,000

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

#1 Name
Peoples First Insurance LLC
Address
1022 W 23rd Street Panama City Florida 32450
Activity
Insurance
Position
President
Owns > 5%
Yes
Nature of ownership
25%

Companies on the state register

Companies this filing names, as the Division of Corporations lists them. Their role is shown when the filer is an officer or registered agent. A company matched by name only is shown just when it's active. How these are matched

CompanyNamed asState recordTheir role
FIRST SERVICE CORPORATION OF PANAMA CITY, INC.Income sourceActive
formed 1984 · last annual report 2026
matched by name

Signature

Signed by
—
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-11T06:11:15+00:00
SHA-256
4fc4d2bce3ccb6997d326e3c3b37bcc4c68df3fd2ad9d9ebeea16bc11d12625c
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6
Extraction
parser v0.5.2; 1 value(s) below 80% confidence