Florida Files

Officeholders

Frank Fender

2023 Form 6 · annual filing (Commission on Ethics) · received 2024-06-08 · 21 pages (text)

Net worth$2,925,516
Income listedtax return
Real estate$840,2093 properties
Debts listed$317,405
Worth a look0

Where listed income comes from

  • Other / unclassified 100% $120,264 · 2023 Form 1040 Tax Return & W2s, See Attached

Worth a look 0

Nothing stood out under the current rules.

Context 6

Context Unusual reporting

Lists 6 investment accounts ($1,310,497) instead of what's in them

The instructions say the investments held in a brokerage account or IRA are the assets to report — not the account itself. As listed, the public can't see what the filer is invested in.

What to check
  • Which companies or funds are in these accounts? Holdings matter for conflicts of interest.

Rule: Accounts listed instead of investments
“Note that the product contained in a brokerage account, IRA, or the Florida College Investment Plan, is your asset”2023 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Unusual reporting

Net worth $2,925,516; listed items add up to $2,925,516

Reported net worth: $2,925,516. Household goods + listed assets − listed liabilities = $2,925,516. They roughly agree.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2023 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

100% of listed income ($120,264) comes from 2023 Form 1040 Tax Return & W2s

Listed income totals $120,264 from 2 sources. The largest is classed as other / unclassified.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2023 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Reports a net worth of $2,925,516 — a millionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2023 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Real estate worth $840,209 across 3 properties (29% of net worth)

Real estate holdings, as listed.

What to check
  • Look the parcels up with the county property appraiser: land use (vacant or improved), assessed value and when they were bought.
  • Check whether any listed liability is a mortgage on these properties.

Rule: Real estate holdings
“Real property: Identify by providing the street address of the property.”2023 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Holds $4,903 in cryptocurrency (0% of net worth)

Direct cryptocurrency holdings, as listed. Prices are public but volatile; values are as of the net-worth date.

What to check
  • Compare with the coin's price on the net-worth date if the share is large.

Rule: Cryptocurrency holdings

How this rule works

Where to look next

These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $3,217,854 listed

DescriptionValue

Liabilities over $1,000 $317,405 listed

CreditorAddressAmount

Joint and several liabilities not reported above

Reported as “N/A”.

Income $120,264 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Interests in specified businesses

Reported as “N/A”.

Companies on the state register

Companies this filing names, as the Division of Corporations lists them. Their role is shown when the filer is an officer or registered agent. A company matched by name only is shown just when it's active. How these are matched

CompanyNamed asState recordTheir role
ROUNDPOINT MORTGAGE SERVICING LLCCreditorActive
formed 2023 · last annual report 2026
matched by name

Signature

Signed by
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-11T05:42:33+00:00
SHA-256
b30bba5dd84befa1d45dfc594891c3e21e9b76cd4c764a63bf614d6eda53a7fd
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6 · p5 form6 · p6 tax_return · p7 tax_return · p8 tax_return · p9 tax_return · p10 tax_return · p11 tax_return · p12 tax_return · p13 tax_return · p14 tax_return · p15 tax_return · p16 tax_return · p17 other · p18 other · p19 tax_return · p20 other · p21 attachment
Extraction
parser v0.5.2; 0 value(s) below 80% confidence