Florida Files

Officeholders

David H Chapman

2024 Form 6 · annual filing (Commission on Ethics) · received 2025-06-11 · 5 pages (text)

Net worth$10,000,000
Income listed$346,000
Real estate$3,080,0003 properties
Debts listed$0
Worth a look2

Where listed income comes from

  • Other / unclassified 100% $346,000 · Gulf Coast Wilbert,Inc., Live Oak Memorial Park, Gulf Coast Monuments, Resthaven Memorial Gardens

Worth a look 2

Worth a look Income & business ties

No major clients listed for Live Oak Memorial Park, which paid them $24,000

Owners of more than 5% of a business who received more than $1,000 from it must list the business's customers or clients that provided more than 10% of its gross income. The secondary income section is empty or N/A. That's correct only if no single customer exceeded 10% — the form doesn't say.

What to check
  • For a small or one-person business, it is unusual for no client to exceed 10% of revenue.
  • Check the business's public contracts or listings for major clients.

Rule: Business owner with no major clients listed
“If your ownership and gross income exceeded the two thresholds listed above, then for that business entity you must list every source of income to the business entity which exceeded 10% of the business entity's gross income”2024 Form 6 instructions, Income — Secondary Sources ✓ quoted from the saved instructions · how this rule works

Worth a look Income & business ties

No major clients listed for Resthaven Memorial Gardens, which paid them $76,000

Owners of more than 5% of a business who received more than $1,000 from it must list the business's customers or clients that provided more than 10% of its gross income. The secondary income section is empty or N/A. That's correct only if no single customer exceeded 10% — the form doesn't say.

What to check
  • For a small or one-person business, it is unusual for no client to exceed 10% of revenue.
  • Check the business's public contracts or listings for major clients.

Rule: Business owner with no major clients listed
“If your ownership and gross income exceeded the two thresholds listed above, then for that business entity you must list every source of income to the business entity which exceeded 10% of the business entity's gross income”2024 Form 6 instructions, Income — Secondary Sources ✓ quoted from the saved instructions · how this rule works

Context 6

Context Unusual reporting

Net worth $10,000,000; listed items add up to $3,230,000

Reported net worth: $10,000,000. Household goods + listed assets − listed liabilities = $3,230,000. A difference is normal: net worth also counts assets and debts that aren't listed individually (items under $1,000, credit cards, taxes), and the instructions say subtracting listed liabilities from listed assets won't give an accurate figure in most cases.

What to check
  • No action needed unless other items look off.

Rule: Net worth vs. listed items
“Simply subtracting your liabilities from your assets will not result in an accurate net worth figure in most cases.”2024 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

64% of listed income ($222,000) comes from Gulf Coast Wilbert,Inc.

Listed income totals $346,000 from 4 sources. The largest is classed as other / unclassified.

What to check
  • Who is this source, and does it have business before the office sought?
  • If the filer owns it, check the business section and secondary income.

Rule: Where the money comes from
“List the name of each source of income that provided you with more than $1,000 of income during”2024 Form 6 instructions, Income ✓ quoted from the saved instructions · how this rule works

Context Income & business ties

Earns from 4 separate employers or businesses

Several distinct earned-income sources (excluding investments, retirement and Social Security).

What to check
  • Are any of these sources connected to each other or to the office sought?

Rule: Several earned-income sources

How this rule works

Context Wealth & holdings

Reports a net worth of $10,000,000 — a multimillionaire on paper

Net worth is the filer's own figure. Being wealthy isn't a problem; it's context for comparing candidates and for reading the rest of the form.

What to check
  • Compare with the other candidates in the race.
  • Check that the large assets below are described and valued clearly.

Rule: Net worth tier
“Report your net worth as of”2024 Form 6 instructions, Net Worth ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Real estate worth $3,080,000 across 3 properties (31% of net worth)

Real estate holdings, as listed.

What to check
  • Look the parcels up with the county property appraiser: land use (vacant or improved), assessed value and when they were bought.
  • Check whether any listed liability is a mortgage on these properties.

Rule: Real estate holdings
“Real property: Identify by providing the street address of the property.”2024 Form 6 instructions, Assets ✓ quoted from the saved instructions · how this rule works

Context Wealth & holdings

Lists 2 businesses under “Interests in Specified Businesses” and owns more than 5% of all of them

Listed under “Interests in Specified Businesses”: Live Oak Memorial Park, Resthaven Memorial Gardens. That section covers banks, insurers, mortgage and small-loan companies, utilities, alcohol licensees, pari-mutuels and holders of city or county franchises — industries where officials' interests are disclosed separately.

What to check
  • Check whether the office sought oversees or contracts with these industries.
  • Look the businesses up on Sunbiz for officers and registered agents.

Rule: Stakes in closely regulated businesses
“The types of businesses covered in this section include: state and federally chartered banks”2024 Form 6 instructions, Interests in Specified Businesses ✓ quoted from the saved instructions · how this rule works

Where to look next

Some of what this filing reports stands out. These links open official public records, built from what the filer disclosed. They're searches you run yourself — results may include other people or companies with similar names.

Their filings

Businesses they disclosed

Net worth

Net worth
As of
Household goods (lump sum)

Assets over $1,000 $3,080,000 listed

DescriptionValue

Liabilities over $1,000 $0 listed

Reported as “N/A”.

Joint and several liabilities not reported above

Reported as “N/A”.

Income $346,000 listed

Elected to attach federal tax return instead:

Primary sources

SourceAddressAmount

Secondary sources (major customers of businesses owned)

Reported as “N/A”.

Interests in specified businesses

#1 Name
Address
Activity
Position
Owns > 5%
Nature of ownership
#2 Name
Address
Activity
Position
Owns > 5%
Nature of ownership

Signature

Signed by
—
Date
Filed with COE

Source

Document
Open PDF · original source
Retrieved
2026-10-08T14:48:21+00:00
SHA-256
d25d3fe71aa2567359fd92c2d11050f03fdd7577586aa623c2d45f739006a90c
Pages
p1 form6 · p2 form6 · p3 form6 · p4 form6 · p5 form6
Extraction
parser v0.5.2; 0 value(s) below 80% confidence